Understanding the broader context of wealth helps underscore the importance of expert management. According to the Office for National Statistics, median household wealth in Great Britain for the period April 2020 to March 2022 was estimated at £293,700. Office for National Statistics
Of that total, the largest components were net property wealth at 40% and private pension wealth at 35%. Office for National Statistics
In the UK wealth-management industry, the scale is equally impressive: client assets in the advisory community amount to approximately £1.2 trillion, according to the firm L.E.K. Consulting. L.E.K. Consulting
These figures serve as both opportunity and responsibility: when your wealth is part of an ecosystem this large, the potential gains from thoughtful strategy grow—and so does the risk of leaving things unmanaged or misaligned.
Wealth management is far more than simply choosing funds or tracking returns. It’s about crafting a resilient financial ecosystem that supports you and your family’s objectives, whether that’s growth, protection, legacy creation or all of those together. The distinguishing features are:
At Landmark IFA we structure our wealth management offering around four key pillars: clarity, control, coordination and continuity.
We begin by helping you define what your wealth is meant to do. Are you looking to build a family legacy? Fund entrepreneurial ventures? Ensure retirement independence? Protect and grow capital while generating income? We map your objectives in plain language, then tie them to measurable outcomes.
This involves reviewing all your assets, investment holdings, property, pensions, business interests, and understanding the full cost picture (fees, tax, structure). Only when you can see what you own and what it costs can you truly optimise.
Once we understand your goals and your position, we design investment and wealth-strategy frameworks that give you both confidence and flexibility. Key features include:
Liquidity and risk assessments so your money is accessible when you need it without sacrificing long-term growth.
Wealth does not exist in a vacuum, and neither does our advisory. For many clients the picture is complex, multiple investment platforms, business interests, property, pensions, cross-border components. We serve as the hub that brings together your accountant, solicitor, pension adviser, and any other relevant professional. This ensures all pieces of your financial life are working together, not in silos.
Market conditions shift. Tax regimes change. Your priorities evolve. A great wealth management strategy acknowledges this by embedding ongoing review and governance. At Landmark IFA every client relationship is built with review points, performance tracking, scenario stress-testing, and a clear process for navigating life transitions, from sale of a business to inheritance events to changing risk tolerance in later years.
We endeavour to deliver measurable outcomes, not vague promises. For example:
By coordinating your wealth ecosystem, we minimise duplication, reduce blind spots and improve decision-making speed, essential when opportunities arise or challenges appear.
Wealth management is not something you leave to chance or to incidental decisions. It’s proactive, disciplined and reflective of what you want life to become. The difference between leaving your wealth unmanaged and placing it under expert care can be measured in thousands of pounds, and more critically in years of stress avoided.
Whether you are building capital, transitioning into a business exit, planning for multigenerational legacy or simply looking for clarity in a complex financial world, Landmark IFA stands ready. We help you ask the right questions, understand the options, and make decisions that align with your future, not someone else’s.
Independent Financial Advisers (IFAs) can recommend products from across the entire market, offering impartial advice based solely on a client’s best interests. Regulated by the Financial Conduct Authority (FCA), they must consider all suitable options before making recommendations. Restricted advisers, however, can only offer advice from specific providers or product types and must clearly disclose these limitations.
While still FCA-approved, their recommendations may be influenced by the firms or products they represent. In short, IFAs provide unbiased, whole-of-market advice, while restricted advisers operate within narrower boundaries that can limit the range of financial solutions available to clients.
If you’re dealing with an Independent Financial Adviser (IFA), then yes — you’ll typically have an independent account owner or adviser who works solely in your interest, offering access to products from the entire market. Their independence means they are not tied to any single provider, so their recommendations and account management should remain impartial.
If, however, you’re with a restricted or tied advisory firm, your account will usually be managed by a restricted adviser, meaning they operate within a limited range of products or providers.
Would you like to tell me which company or platform you’re considering? I can confirm whether their advisers are independent or not.
What sets a financial firm apart is the depth of its expertise, the integrity of its advice, and the personal connection it builds with clients.
A truly distinguished firm goes beyond selling products, it takes time to understand each client’s ambitions, risk tolerance, and long-term goals. Transparency, independence, and a commitment to education create lasting trust, while forward-thinking technology and data-driven insights ensure efficiency and precision.
Exceptional firms combine professional rigour with genuine care, crafting bespoke financial strategies that evolve with clients’ lives. In essence, they succeed not by transactions, but by delivering confidence, clarity, and enduring financial growth.
Landmark IFA maximises your assets and returns through a combination of analysis, planning, and proactive management.
We begins by assessing your current financial position, goals, and risk tolerance, then build a tailored strategy designed to balance growth with protection. This often includes diversifying investments across asset classes, monitoring market trends, and rebalancing portfolios to capture opportunities while minimising exposure to risk.
The firm also considers tax efficiency, inflation, and long-term compounding to strengthen returns over time. This is also demonstrated through some of our other product offerings.
We regularly review your plan, ensuring it evolves with changing markets and life events. Ultimately, it’s about precision, discipline, and informed decision-making to help your wealth grow sustainably.
I would like to say how very satisfied I am with the service and attention I have received from Ellen regarding my financial affairs. Nothing has been too much trouble and you have always provided me with sound honest advice. I would have no hesitation in referring friends and family to Landmark IFA Limited.
I have worked with Phil on a number of areas regarding my financial planning and have always found him to be very open, honest, clued-up and quick to get things actioned whilst also being very patient. I highly recommend him to anyone thinking of getting any kind of financial advice.
