Financial planning is the quiet architecture behind a secure and fulfilling life. It turns goals into actionable strategies and uncertainty into measurable progress. At Landmark IFA, we believe that true financial planning is not about selling products, chasing markets, or predicting the future, it is about understanding your life in its entirety and aligning every financial decision with what matters most to you.
At its heart, financial planning is the process of creating a roadmap for your money so that it works in harmony with your ambitions. It combines expert financial analysis with personal insight, helping you take control of your income, assets, and future obligations with confidence.
A well-structured plan addresses every stage of life:
But effective planning is never static. Your circumstances evolve, as do tax laws,
market conditions, and priorities. That’s why Landmark IFA builds every plan to
adapt, to align with changing circumstances, tax rules, legislation and other external
influences.
The word ‘independent’ is not decorative for us, it defines everything we do. As an independent financial advisory firm, Landmark IFA has no ties to specific providers or products. Our loyalty lies exclusively with our clients. That freedom allows us to assess the entire market and recommend only what truly serves your goals.
We see financial planning as a lifelong partnership. The first plan is just the beginning. Over time, we refine strategies, anticipate change, and ensure your wealth continues to serve your life’s unfolding story.
Every relationship starts with a conversation, not a questionnaire. We want to know what motivates you, your values, your worries, your definition of success. Whether your goal is early retirement, business growth, property investment, or leaving a legacy, we build the plan around you, not around financial products.
We conduct a deep, forensic look into your finances: assets, liabilities, income, expenses, tax exposure, and future cash flow. Using sophisticated modelling tools, we can simulate various life scenarios, what happens if you downsize, start a new business, change careers, or retire early? This allows you to make informed choices today while understanding their long-term consequences.
Your bespoke financial plan is built from the ground up. It may include investment portfolios, pension strategies, protection policies, savings frameworks, or estate planning, all balanced to achieve the outcomes that matter to you.
Every recommendation is explained clearly, with detailed projections and transparent costs. We prioritise simplicity and understanding because the best plan is the one you can confidently follow.
Once the plan is approved, we put it into action, efficiently, accurately, and with full communication throughout. From setting up investment platforms to coordinating with your accountant or solicitor, our team ensures each element aligns seamlessly.
Your plan does not sit in a drawer. It evolves through regular reviews, ensuring your investments remain suitable, your protection stays relevant, and your tax efficiency is optimised.
Annual reviews are built into every Landmark IFA relationship. We revisit your circumstances, market conditions, and legislation changes. If life throws surprises, we are ready to adjust course swiftly. That flexibility keeps your plan relevant and resilient, no matter what the world brings.
Too many people approach money reactively, responding to life’s events instead of planning for them. Financial planning transforms that mindset. It helps you:
A robust financial plan brings freedom, the freedom to make life choices without fear of financial consequences.
Many advisers are restricted, bound to offer only certain products. Landmark IFA stands apart. Our independence means your plan is driven solely by analysis and ethics, not commissions or external targets.
Our advisers bring decades of combined experience across pensions, investments, tax efficiency, and estate structuring. Every recommendation is underpinned by meticulous research and real-world financial insight.
We take a disciplined, data-driven approach to investing. Portfolios are globally diversified, cost-conscious, and built around long-term principles rather than short-term trends. This ensures stability through changing market cycles.
Landmark IFA works closely with accountants, solicitors, and business advisers to ensure your financial world operates in perfect alignment. Every element, tax, investment, legal, and estate, is considered as part of one cohesive strategy.
We are not a call centre. Every client has a dedicated adviser who understands their situation intimately. You will always deal with the same trusted team, ensuring continuity and genuine care in every conversation.
You will never face hidden charges or vague pricing structures. Every fee is disclosed clearly at the outset, and you will always understand the value behind each recommendation.
Good financial planning is not about short-term gain, it’s about long-term security. It’s about knowing you can enjoy today while protecting tomorrow. Whether you’re an individual navigating career milestones or a business owner managing complex assets, Landmark IFA builds the bridge between your resources and your aspirations.
Our clients range from young professionals beginning their investment journey to families planning inheritance strategies and business owners preparing for major transitions. The common thread is a desire for control, foresight, and a trusted hand to guide the way.
It all starts with a conversation. Your initial consultation is provided without cost or obligation on your part.
Together, we will:
Financial planning is not a luxury, it is a foundation. It protects your family, your wealth, and your peace of mind. With Landmark IFA, you gain a partner dedicated to helping you navigate complexity with precision and calm authority.
Independent Financial Advisers (IFAs) can recommend products from across the entire market, offering impartial advice based solely on a client’s best interests. Regulated by the Financial Conduct Authority (FCA), they must consider all suitable options before making recommendations. Restricted advisers, however, can only offer advice from specific providers or product types and must clearly disclose these limitations.
While still FCA-approved, their recommendations may be influenced by the firms or products they represent. In short, IFAs provide unbiased, whole-of-market advice, while restricted advisers operate within narrower boundaries that can limit the range of financial solutions available to clients.
If you’re dealing with an Independent Financial Adviser (IFA), then yes — you’ll typically have an independent account owner or adviser who works solely in your interest, offering access to products from the entire market. Their independence means they are not tied to any single provider, so their recommendations and account management should remain impartial.
If, however, you’re with a restricted or tied advisory firm, your account will usually be managed by a restricted adviser, meaning they operate within a limited range of products or providers.
Would you like to tell me which company or platform you’re considering? I can confirm whether their advisers are independent or not.
What sets a financial firm apart is the depth of its expertise, the integrity of its advice, and the personal connection it builds with clients.
A truly distinguished firm goes beyond selling products, it takes time to understand each client’s ambitions, risk tolerance, and long-term goals. Transparency, independence, and a commitment to education create lasting trust, while forward-thinking technology and data-driven insights ensure efficiency and precision.
Exceptional firms combine professional rigour with genuine care, crafting bespoke financial strategies that evolve with clients’ lives. In essence, they succeed not by transactions, but by delivering confidence, clarity, and enduring financial growth.
Landmark IFA maximises your assets and returns through a combination of analysis, planning, and proactive management.
We begins by assessing your current financial position, goals, and risk tolerance, then build a tailored strategy designed to balance growth with protection. This often includes diversifying investments across asset classes, monitoring market trends, and rebalancing portfolios to capture opportunities while minimising exposure to risk.
The firm also considers tax efficiency, inflation, and long-term compounding to strengthen returns over time. This is also demonstrated through some of our other product offerings.
We regularly review your plan, ensuring it evolves with changing markets and life events. Ultimately, it’s about precision, discipline, and informed decision-making to help your wealth grow sustainably.
I would like to say how very satisfied I am with the service and attention I have received from Ellen regarding my financial affairs. Nothing has been too much trouble and you have always provided me with sound honest advice. I would have no hesitation in referring friends and family to Landmark IFA Limited.
I have worked with Phil on a number of areas regarding my financial planning and have always found him to be very open, honest, clued-up and quick to get things actioned whilst also being very patient. I highly recommend him to anyone thinking of getting any kind of financial advice.
